Antoin Murphy bills of exchange fintech Henry Dunning Macleod Ireland Ripple Money in an economy without banks Ridwan X
Adam Smith Antoin Murphy bills of exchange collateral David Glasner history of thought real bills doctrine Adam Smith's very own Lehman Crisis Ridwan X
Antoin Murphy asset shortage clearing and settlement David Andolfatto Ireland Nobuhiro Kiyotaki How Irish pubs helped cure a shortage of safe assets Ridwan X
